Founder • Educator • Policyholder advocate
Hart Public Adjusting was built on a simple belief: policyholders deserve to understand the process, see the evidence and have a knowledgeable advocate focused on their side of the claim.
The person behind Hart
Valencia “Val” Hart is the founder of Hart Public Adjusting and a licensed public adjuster in Michigan and Ohio. She represents homeowners, landlords, businesses, churches, nonprofits and other property owners after water, fire, storm and other covered losses.
Val’s approach is highly organized and people-centered. She helps clients understand policy language, inspections, estimates, mitigation, contents, additional living expenses, depreciation, code concerns and the follow-up required to keep a claim moving.
Her work is grounded in clear communication and careful documentation—not guarantees. Every claim is reviewed on its own facts and policy.
Ask Val about your claimBased in Southfield, Michigan, and serving all of Michigan and Ohio, with a special focus on Metro Detroit’s tri-county area: Wayne, Oakland and Macomb counties. Val travels to communities including Detroit, Grand Rapids and Saginaw and throughout both states.
Claim representation for homeowners, landlords, investors, businesses, churches, nonprofits and multifamily owners.
Building, contents, ALE, mitigation, specialty inspections, estimates, depreciation, supplements and deadlines are reviewed together.
Clear expectations, organized evidence and persistent communication without promising coverage, payment or claim outcomes.
Your next step can be simple
Tell us what happened. We’ll start with a free, no-pressure review of your property claim and explain what deserves a closer look.