Water & plumbing losses
We document sudden water events, plumbing failures, resulting damage, tear-out needs, mitigation scope and areas that may have been overlooked.
Get claim help →Residential & commercial claim representation
Property claim services that look beyond the obvious damage.
Every claim has multiple moving parts. Hart Public Adjusting helps connect the policy, physical damage, professional reports, estimates, contents and recovery needs into one organized claim presentation.
Fire, smoke & soot
We help organize the building, contents, cleaning, smoke, odor, ALE and reconstruction portions of a fire claim.
Get claim help →Wind, hail & roof damage
We document roof, siding, gutters and ensuing interior damage while coordinating inspections and supporting estimates.
Get claim help →Denied claims
We review the denial letter, policy language, cause-of-loss evidence and professional reports to identify supported issues for reconsideration.
Get claim help →Underpaid & supplemental claims
We compare carrier estimates with documented repair needs and help present supported supplements and specialty reports.
Get claim help →Contents & personal property
We help organize inventories, total-loss items, cleaning decisions, pricing support and outstanding contents payments.
Get claim help →Additional living expenses
We document habitability concerns, temporary housing needs, pet boarding and other covered increased costs.
Get claim help →Commercial property claims
We support businesses, landlords, churches, nonprofits and multifamily owners through complex property losses.
Get claim help →Policy & claim review
A clear, educational review of policy provisions, claim documents, deadlines, payments and unresolved questions.
Get claim help →Already received a payment or denial?
That does not always mean the claim review is over. Bring the carrier estimate, decision letter, policy and any photos or professional reports to your free claim review.
Your next step can be simple
Not sure whether your claim is on the right track?
Tell us what happened. We’ll start with a free, no-pressure review of your property claim and explain what deserves a closer look.
Call 833-VAL-HARTRequest a review onlineServing homeowners, landlords, businesses, churches and property owners throughout Michigan and Ohio.